A 30-Day Plan to Buy Your First Property in Turkey: From First Call to Keys

In short
Buying a ready property in Turkey can take about 30 days if the steps go in order: set your goal and budget (days 1–3), view and choose a property (4–12), negotiate and pay a written deposit (13–15), legal checks and the valuation report (16–22), prepare the money and the appointment (23–27), then tapu (title deed) day (28–30). Off-plan purchases, citizenship purchases and areas that need security clearance take longer.
Written by Mohammed Bukhari, Real estate consultant
Last reviewed October 7, 2026
Your first purchase is confusing because you don't know what comes after what. This plan sets out the steps over roughly 30 days for a ready property, with links to the details at each stage.
Days 1–3: goal and budget
- Set your goal: a home, an investment, residence or citizenship. The goal changes the city, the neighbourhood and the type of property.
- Set your full budget: the price plus fees and expenses. See the guide to tapu day fees.
- Choose the city and neighbourhood: see the guide to Trabzon's best neighbourhoods for families and the Istanbul price guide.
- Make sure you are eligible to buy: see the guide to foreign ownership.
Days 4–7: the shortlist
- Receive offers that match your goal, and read them with a critical eye. See the guide to reading listings.
- Compare by net square metre. See the net vs gross area guide.
- Get your tax number. See the tax number guide.
Days 8–12: viewings
- Visit three to five properties in person, or view them by video. See the viewing trip guide.
- Visit the neighbourhood at different times, and ask about maintenance fees.
Days 13–15: negotiation and deposit
- Negotiate the price, the terms and which furniture stays.
- No deposit before an initial title deed check; keep it small and set out in a translated written contract.
Days 16–22: legal checks
- Title deed, restrictions and mortgages. See the pre-purchase checklist.
- Occupancy certificate (iskan) and tapu type. See the occupancy certificate guide.
- Outstanding maintenance fees, property tax and utility bills.
- Order the valuation report required for foreigners. See the valuation report guide.
- Compulsory earthquake insurance. See the compulsory earthquake insurance guide.
- If you will be leaving Turkey: a power of attorney with defined powers. See the guide to buying by power of attorney.
Days 23–27: money and appointment
- Open a Turkish bank account if you need one. See the bank account guide.
- Transfer the money early enough for it to arrive. See the guide to transferring the purchase price.
- Book the tapu appointment and the sworn translator, and pay the fees.
- From 1 December 2026 the price goes through the secure payment system, so it only reaches the seller after ownership is transferred.
Days 28–30: tapu day
Signing, confirming receipt of the price, and registering the property in your name on the same day, then collecting the keys. Details in the tapu day guide.
After the tapu
- Transfer the electricity, water and gas accounts. See the utilities guide for new owners.
- Register your address. See the address registration guide.
- Apply for residence if that is your goal, then furnish and let. See the long-term rental guide.
When does it take longer?
- Off-plan or citizenship purchases.
- Security clearance in some areas.
- Bank loans, or transactions by power of attorney from abroad.
Summary
Buying in 30 days is possible when no step jumps ahead of another: the goal before viewings, checks before the deposit, the valuation before the appointment, and the money before the tapu.
Contact us to build a timeline with your deal's actual dates, or start from the properties page.
Sources
Related guides

How to choose a trustworthy real estate company in Turkey: 10 checks before you buy
A trustworthy real estate company in Turkey holds a brokerage licence and a chamber of commerce registration, has a real office you can visit, publishes the real price and puts its commission in writing before it starts, hands you the title deed in your name at the land registry, and never asks you to pay the price of the property into its own account. Ask any agency these ten questions before you sign.
Last reviewed Oct 13, 2026

Security clearance and military zones: what a foreign buyer needs to know
Foreigners cannot own property inside restricted military zones and security zones, and the law also sets a cap on foreign ownership in each administrative district and a maximum per person. In provinces where these zones have been officially mapped, a property’s status is known immediately; elsewhere, the tapu (land registry) directorate makes an enquiry to the relevant military authority, which can add time to the transaction. Find out the property’s status early, and do not pay large sums before you are sure.
Last reviewed Oct 7, 2026

Mortgages, seizures and annotations on the tapu record: how to read a property’s record before buying
The tapu (title deed) record, Tapu Kaydı, shows the owner and everything that encumbers the property: a bank mortgage (İpotek), a seizure in favour of a creditor (Haciz), a court injunction (Tedbir), annotations such as a lease, a promise of sale or family home status, declarations such as a risky building decision, and easement and usufruct rights. A bank mortgage can be released on the day of sale by arrangement with the bank, while a seizure or injunction must be lifted before the transfer. Ask for a fresh record before any payment and again just before the appointment.
Last reviewed Oct 7, 2026
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